Roth Ira Limits 2024 Vanguard 401k. In 2024, if you're under age 50, you can contribute up to $7,000 across one or more iras. If you have a traditional or roth ira, your contribution limit is $7,000.

Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level. A new vanguard studyshowed that 55% of job switchers reduced their 401(k) nest egg by $300,000 over.